Cookie
Policy
Jurisdiction
Winnipeg, Manitoba
Canada (PIPEDA Compliant)
Last Updated: 2024 • Legal Documentation
Disclaimer: This document outlines the use of tracking technologies on Openmantel. This policy is for informational purposes and does not constitute formal legal advice. For specific questions regarding Manitoba’s Personal Information Protection and Electronic Documents Act (PIPEDA), please consult with a qualified professional.
1. Introduction
Openmantel ("we", "us", or "our") uses cookies and similar tracking technologies on our platform dedicated to TFSA-eligible GIC investments. This Cookie Policy explains what these technologies are, why we use them, and your rights to control our use of them. In accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) of Canada and the Manitoba Freedom of Information and Protection of Privacy Act (FIPPA) principles, we are committed to being transparent about how we collect data related to your browsing behavior in Winnipeg and beyond.
2. What are Cookies?
Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners to make their websites work, or to work more efficiently, as well as to provide reporting information.
- First-party cookies: Cookies set by the website owner (Openmantel).
- Third-party cookies: Cookies set by parties other than the website owner, enabling third-party features or functionality (e.g., advertising, interactive content, and analytics).
3. Why Do We Use Cookies?
We use first-party and third-party cookies for several reasons. Some cookies are required for technical reasons in order for our TFSA investment calculators and GIC comparison tools to operate. We refer to these as "essential" or "strictly necessary" cookies. Other cookies enable us to track and target the interests of our users to enhance the experience on our Online Properties.
4. Categories of Cookies We Use
| Category | Purpose | Retention |
|---|---|---|
| Strictly Necessary | Essential for navigating the site and using features like the TFSA contribution tracker. | Session / 1 Year |
| Performance & Analytics | Help us understand how visitors from Winnipeg interact with our GIC data tables. | 24 Months |
| Functional | Remember your preferences, such as your preferred financial institution filters. | 6 Months |
| Targeting/Marketing | Used to make investment advertisements more relevant to your interests. | Up to 1 Year |
5. Detailed Breakdown of Technologies
Specifically, Openmantel utilizes the following types of tracking:
- Session Cookies: These are temporary and expire once you close your browser. They are used to maintain your session while calculating GIC yields.
- Persistent Cookies: These remain on your device for a set period. They help us recognize you as a returning visitor interested in short-term capital allocation models.
- Web Beacons: Small graphic files that allow us to recognize when someone has visited our site or opened an email regarding new interest rate updates.
6. Legal Basis for Processing
Under Canadian law (PIPEDA), we process your data based on implied or express consent. By continuing to navigate Openmantel, you provide implied consent for strictly necessary cookies. For analytical and marketing cookies, we seek your express consent via our consent banner upon your first visit from a Manitoba-based IP address or any other location.
7. How to Manage Cookies
You have the right to decide whether to accept or reject cookies. You can exercise your cookie rights by setting your preferences in the Cookie Consent Manager. The Cookie Consent Manager allows you to select which categories of cookies you accept or reject. Essential cookies cannot be rejected as they are strictly necessary to provide you with services.
You can also set or amend your web browser controls to accept or refuse cookies. If you choose to reject cookies, you may still use our website though your access to some functionality and areas (like the GIC execution protocols) may be restricted.
Browser Specific Instructions:
- Google Chrome: Settings > Privacy and Security > Cookies and other site data
- Mozilla Firefox: Options > Privacy & Security > Cookies and Site Data
- Safari: Preferences > Privacy > Block all cookies
- Microsoft Edge: Settings > Cookies and site permissions
8. Third-Party Cookies
In addition to our own cookies, we may also use various third-party cookies to report usage statistics of the Service and deliver advertisements on and through the Service. These include analytics providers like Google Analytics to help us analyze how users use the site in the context of Winnipeg regional financial data.
9. Updates to This Policy
We may update this Cookie Policy from time to time in order to reflect, for example, changes to the cookies we use or for other operational, legal, or regulatory reasons. Please therefore re-visit this Cookie Policy regularly to stay informed about our use of cookies and related technologies.
10. Contact Information
If you have any questions about our use of cookies or other technologies, please contact the Openmantel Data Protection Officer at:
Openmantel Legal Department
Address: 240 Graham Ave, Winnipeg, MB R3C 0J7
Email:
Phone: +1 (305) 390-7213